Terms of Service

1. Agreement to Terms

By accessing and using this website and our services, you accept and agree to be bound by and comply with these Terms of Service. If you do not agree to abide by these terms, please do not use this service. BluePeak Digital Insurance reserves the right to update these terms at any time without notice.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on BluePeak Digital Insurance's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modifying or copying the materials
• Using the materials for any commercial purpose or for any public display
• Attempting to decompile or reverse engineer any software contained on the website
• Removing any copyright or other proprietary notations from the materials
• Transferring the materials to another person or "mirroring" the materials on any other server

3. Disclaimer

The materials on BluePeak Digital Insurance's website are provided on an 'as is' basis. BluePeak Digital Insurance makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

4. Limitations

In no event shall BluePeak Digital Insurance or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on BluePeak Digital Insurance's website, even if BluePeak Digital Insurance or an authorized representative has been notified orally or in writing of the possibility of such damage.

5. Accuracy of Materials

The materials appearing on BluePeak Digital Insurance's website could include technical, typographical, or photographic errors. BluePeak Digital Insurance does not warrant that any of the materials on the website are accurate, complete, or current. BluePeak Digital Insurance may make changes to the materials contained on the website at any time without notice.

6. Links

BluePeak Digital Insurance has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by BluePeak Digital Insurance of the site. Use of any such linked website is at the user's own risk.

7. Modifications

BluePeak Digital Insurance may revise these terms of service for the website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Missouri, and you irrevocably submit to the exclusive jurisdiction of the courts located in that location.

9. User Responsibilities

When using our website and services, you agree to:

• Provide accurate and truthful information in all submissions
• Not engage in any unlawful or prohibited conduct
• Respect the intellectual property rights of BluePeak Digital Insurance and others
• Not attempt to gain unauthorized access to our systems
• Comply with all applicable laws and regulations

10. Insurance Disclaimers

The information provided on this website is for informational purposes only and does not constitute insurance advice, a quote, or a binder of coverage. All insurance policies are subject to licensing requirements, underwriting approval, and policy terms and conditions. Coverage options and pricing depend on your specific situation and the insurance carrier's underwriting criteria.

Before purchasing any insurance policy, please review the policy documents carefully and consult with a qualified insurance professional to ensure the coverage meets your needs.

11. Text Messaging Terms

Eligibility. You must be at least 18 years old and the authorized user of the mobile number you provide. By submitting your number and checking the SMS consent box on our forms, you confirm both.

Program. Upon opt-in, BluePeak Digital Insurance may send you SMS text messages related to your insurance quote, scheduling, policy service, and follow-up communication. Messages may include personalized content from your assigned advisor.

Frequency. Message frequency varies based on your activity and quote status. We do not send recurring marketing blasts.

Costs. Standard message and data rates may apply per your mobile carrier plan.

Cancellation. Reply STOP to any message to opt out. You will receive a final confirmation message and no further messages unless you opt in again.

Help. Reply HELP for assistance, or contact Yoan.Leyva@bpeakdigital.com or (913) 303-1225.

Carrier disclaimer. Wireless carriers are not liable for delayed or undelivered messages. Supported U.S. carriers include AT&T, T-Mobile, Verizon, U.S. Cellular, Sprint, Boost, MetroPCS, Virgin Mobile, and others.

Privacy. SMS opt-in consent and mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for details on how we handle your data.

12. Contact Us

If you have any questions about these Terms of Service, please contact us at: