Insurance built for
your business.
A former commercial underwriter reads your operation the way a carrier will, finds the gaps, and shops the coverage across insurers — for Kansas City businesses, nonprofits and families.
- Licensed in Missouri · Entity #3004432235
- Former commercial underwriter
- AINS designation
Start the way that suits you.
Every path ends at the same place: a licensed advisor reading your account. Pick the one that fits the time you have.
Upload your dec page
Send the declarations page from your current policy. We complete the application from it and come back with what we found.
Upload nowAnswer a short application
Tell us what you do and what you want to protect. The questions follow your operation, not a generic form.
Start the applicationTalk it through
Prefer a conversation? Call during business hours and you reach the advisor who will read your account, not a queue.
Call (913) 303-1225- No cost for a coverage review
- A licensed advisor reviews every submission
- Most reviews start within one business day
Short on time?
We’ll complete the application for you
Upload either your declaration page or current policy, and we’ll complete the application for you. A licensed advisor reviews your coverage and follows up about your options and any details needed.
A quote is a number. A review is a plan.
A typical quote
Most quotes start from a short form and a single market. The price arrives before anyone has read the lease, the contracts or last year’s policy — so the gaps tend to surface at claim time, or at renewal.
- Quote first, questions later
- Filled in from a phone call
- One market’s appetite
- Lease and contracts unread
- Renewal arrives as a surprise
- Certificates chased by email
An underwriter’s review
- Reads the operation firstRevenue, property, hiring, contracts, locations — before any form is filled.
- Builds the submission the way a carrier reads itThe facts an underwriter needs, organized so fewer questions come back.
- Shops across insurersIndependent means comparing markets whose appetites differ by class, size and state.
- Preps the renewal before it landsLoss control, documentation and a stronger risk to present next year.

Founder & Principal Producer
Yoan Leyva
Yoan is a former commercial insurance underwriter with more than a decade of experience in insurance, risk analysis and financial services. He brings that perspective to your coverage review.
Meet YoanFive steps from first conversation to bound coverage.
- Step 01
Tell us what to protect
Business, nonprofit, or home and auto. A name and a way to reach you is enough to begin; a declarations page gets us further, faster.
Start my review - Step 02
We review the operation and the current policies
What you do, where, with whom, and under which contracts — read alongside the forms you already carry, so the gaps are visible before a carrier prices them.
- Step 03
We build the submission and shop it
Organized the way an underwriter reads it, then presented to insurers whose appetite fits your class, size and state.
- Step 04
You compare options side by side
Limits, exclusions and premium, explained line by line — what each option pays for and what it does not.
- Step 05
Bind, certificates, transition
We bind the coverage, handle the certificates your contracts require, and coordinate the switch from your prior policy.
Coverage for the risks you actually face.
You don’t need to know policy names to get help. Here is what each line does and when it matters.
- General LiabilityGeneral liability answers the everyday claims a business faces — a customer hurt on your premises, property you damage, or a libel or slander claim.Learn more
- Directors & Officers (D&O)Protects your board members and executives against claims alleging wrongful acts in managing the organization.Learn more
- Employment Practices LiabilityFinancial protection from employee lawsuits alleging harassment, wrongful termination, or discrimination.Learn more
- Cyber InsuranceCoverage for data breaches, ransomware, network intrusions, privacy liability, social engineering and funds-transfer fraud.Learn more
- Commercial PropertyProtects buildings, equipment, inventory and furnishings against covered causes of loss such as fire, wind, hail, theft and vandalism. Flood and earthquake are generally excluded and arranged separately.Learn more
- Professional Liability (E&O)Coverage if your organization is sued for mistakes, negligence, or failure to deliver professional services.Learn more
Built around how you operate.
A roofer, a church and a software firm carry completely different exposures. Find yours to see the risks that matter and the questions an underwriter will ask.
- Learn more ›Contractors & Trades
- Learn more ›Restaurants & Hospitality
- Learn more ›Religious Organizations
- Learn more ›Human Services
- Learn more ›Technology & Software
- Learn more ›Professional Services
- Learn more ›Youth Development
- Learn more ›Education
- Learn more ›Real Estate
- Learn more ›Manufacturing
- Learn more ›Mental Health & Wellness
- Learn more ›Housing & Shelter
What the terms actually mean.
A plain-English guide to the lines you’ll hear us talk about — what each one pays for, what it doesn’t, and where the claims actually happen.
Protection against claims from third parties who claim your organization caused them harm.
A claim that actually happens: A visitor slips in your facility and breaks their arm
Pays for
- Medical bills for the injured party
- Court judgments and settlements
- Attorney fees and legal expenses
- Investigation costs
Doesn’t cover
- Injuries to your own employees (that's Workers' Compensation)
- Professional mistakes or bad advice (that's Professional Liability)
- Damage to your own property; rented or occupied property is restricted, with limited rented-premises exceptions
- Claims arising from vehicles you own or operate (that's Commercial Auto)
Availability, eligibility, limits, exclusions, conditions and coverage terms vary by insurer, policy form, endorsement, jurisdiction and individual risk. This is general information, not insurance, legal or tax advice.
Read the full guideKansas City organizations that trust us.

“They understood our business, moved quickly, and made the whole process straightforward.”
- Technology D&O
- Cyber Liability
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Frequently asked questions.
If you don’t see yours here, call or email. A licensed advisor answers — not a queue.
- Phone(913) 303-1225
- EmailYoan.Leyva@bpeakdigital.com
- Office110 W 9th St #100, Kansas City, MO 64105
- HoursMon – Fri, 8:00 AM – 5:00 PM CT
How long does it take to get a quote?
Most quote reviews start within 1 business day once we have your organization details and current coverage information. Complex accounts can take longer because underwriting depends on the operation, loss history, and insurer requirements.
Do you work with nonprofits and commercial businesses?
Yes. BluePeak Digital Insurance Agency works across commercial, nonprofit and personal lines — including D&O, Abuse & Molestation, Cyber, Workers' Compensation, Property, BOP, and Professional Liability. We are licensed in Missouri and can help in additional states where licensed and available.
What coverage do I actually need?
Coverage needs vary by organization size, services, locations, employees, vehicles, contracts, and current policy gaps. We’ll help you understand what you need and why.
Can you help with existing coverage?
Yes. Having a current declarations page or policy summary available is the fastest way to compare limits, deductibles, exclusions, renewal dates, and missing coverage.
Is there a cost for your services?
There is no cost to you for a coverage review or for gathering information. Independent agencies are generally compensated by the insurance carrier when a policy is placed, rather than by charging the client a separate fee.
What makes BluePeak different?
BluePeak combines direct advisor contact with a structured digital intake process. The goal is to organize the right risk information upfront so your quote review is clearer and faster.
Explore insurance for your needs
Not sure where to start? Talk to an underwriter.
A licensed advisor, not a call center — and the person reading your account spent years on the carrier side deciding what gets paid.
Get your coverage reviewed.
Start online in a minute, or send us the declarations page you already have. A licensed advisor takes it from there.


