Part of our guide to personal insurance.
Auto Insurance
Coverage for you, your car, and everyone on the road.
Auto insurance protects you financially after an accident — covering injuries, vehicle damage, and the lawsuits that can follow. It's required in nearly every state, but the right policy does more than meet the legal minimum: it protects your savings when the unexpected happens.
What it covers
Liability
Pays for injuries and property damage you cause to others. Required by law in most states.
Collision
Repairs or replaces your car after a crash, no matter who's at fault.
Comprehensive
Damage from theft, vandalism, fire, weather, or hitting an animal.
Uninsured / underinsured motorist
Protects you when the other driver has no insurance, or not enough.
Medical payments / PIP
Medical costs for you and your passengers after an accident.
Roadside & rental
Optional towing, roadside assistance, and a rental car while yours is repaired.
Claims we help with
- You're rear-ended at a stoplight and need repairs and a rental.
- Hail damages your car in a parking lot.
- A hit-and-run driver leaves you with the bill.
- You're found at fault in an accident that injures another driver.
Good to know
- State-minimum liability is often not enough to cover a serious accident — we will right-size your limits.
- Using your personal vehicle for rideshare or deliveries usually needs a separate endorsement or a commercial auto policy.
- Bundling home and auto with the same carrier often lowers both premiums.
Who it’s for
Every driver — coverage is legally required in almost every state, and mandatory if you finance or lease.
Ready for a auto insurance quote?
Tell us a little about your situation and we’ll take it from there.
More personal coverage